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Are you dreaming of a lower monthly mortgage payment? We can help make it a reality. Learn More.

A checking account for every need.

Choose from FREE Checking, Interest Checking or Preference Plus Checking.

Ameris Bank offers several options for personal checking accounts - one's right for you.

 

FREE Checking*
It doesn't get any easier - or less expensive - than this. Ameris Bank's Free Checking account gives you all the advantages of a full-service checking account, without any of the cost.

Ameris Bank FREE Checking Account includes:

  • Free use of the Ameris Bank VISA® Check Card
  • Free use of any Ameris Bank ATM in Georgia, Florida, Alabama or South Carolina
  • Free use of the PRESTO® ATM network located at most PUBLIX® Supermarkets, with over 900 locations throughout the Southeast
  • Free Telephone Banking - toll-free 24-hour telephone information line
  • Free Internet Banking
  • Free Online Bill Pay
  • Personal reserve account available for overdraft protection**
...all with no minimum balance required to avoid a monthly maintenance fee.

* $100 minimum deposit is required to open an Ameris Bank Free Checking Account

** Subject to credit approval

 

Interest Checking*
If you're looking for the convenience of a checking account with the interest-bearing potential of a savings account, you'll find it here. Enjoy unlimited check-writing and ATM transactions. Maintain a minimum daily balance of $600 or an average balance of $1,500, and we'll waive the $10 monthly maintenance fee.

Ameris Bank Interest Checking features:

  • Free use of the Ameris Bank VISA® Check Card
  • Free use of any Ameris Bank ATM in Georgia, Florida, Alabama or South Carolina
  • Free use of the PRESTO® ATM network located at most PUBLIX® Supermarkets, with over 900 locations throughout the Southeast
  • Monthly imaged statement showing all cleared checks
  • Free Telephone Banking - toll-free 24-hour telephone information line
  • Free Internet Banking
  • Free Online Bill Pay

* $100 minimum deposit is required to open an Ameris Bank Interest Checking Account

 

Preference Plus Checking*
We've developed this account especially for Ameris Bank customers 50 years of age and over. With unlimited check writing and ATM transactions, plus special privileges and no maintenance fee, this interest-bearing account is perfect for some of our most appreciated customers.

Ameris Bank Preference Plus Checking Account Features:

  • Free Preference Plus wallet-style checks
  • Free regular travelers checks
  • Special group travel events
  • 25% off safe deposit boxes
  • Free use of the Ameris Bank VISA® Check Card
  • Monthly imaged statement showing all cleared checks
  • Free Telephone Banking - toll-free 24-hour telephone information line
  • Free Internet Banking
  • Free Online Bill Pay

* $100 minimum deposit is required to open an Ameris Bank Preference Plus Checking Account

 

FREE College Checking*
Students have financial needs that are completely unique - that's why we've introduced Free College Checking. With plenty of free features and easy-to-use extras, it's a perfect fit for any student's finances.

Ameris Bank Free College Checking Account includes:

  • Free use of the Ameris Bank VISA® Check Card
  • Free use of any Ameris Bank ATM in Georgia, Florida, Alabama or South Carolina
  • Free use of the PRESTO® ATM network located at most PUBLIX® Supermarkets, with over 900 locations throughout the Southeast
  • 15 free foreign ATM transactions per month
  • Free Internet Banking
  • Free Online Bill Pay
...all with no minimum balance required to avoid a monthly maintenance fee.

* Account holder must be age 18-25.